Verify individuals
and businesses.
Confirm customer identity using trusted Nigerian regulatory data. Bond's Identity API covers BVN, NIN, address and phone verification for individuals, and CAC and TIN verification for businesses.
BVN Verification
BVN
••••••••2841
First Name
Daniel
Last Name
Okafor
Individual Verification
Verify individuals with regulatory data.
BVN Verification
GET /identity/bvn/{bvn}
Validate banking identity information against the Bank Verification Number database.
NIN Verification
POST /identity/nin/verify
Verify identity information using the National Identification Number.
Address Verification
POST /identity/address/verify
Confirm a customer's residential or business address details.
Phone Verification
GET /identity/phone/{number}
Validate phone number ownership and retrieve associated subscriber details.
Business Verification
Verify registered businesses.
CAC Verification
GET /identity/cac/{rc_number}
Verify registered company information against the Corporate Affairs Commission database.
TIN Verification
GET /identity/tin/{tin}
Validate business tax identification information from the FIRS database.
Additional business verification types are planned for future releases and will be available without integration changes.
API Integration
A simple API call returns verified identity data.
Pass the identifier to Bond's Identity API. Bond queries the appropriate data source and returns a structured verification response with match status and the verified data fields.
Example Response
{
"status": "MATCH",
"name": "Daniel Okafor",
"dob_verified": true,
"phone_verified": true,
"confidence": "HIGH"
}
Your Application
Customer provides identifier
Bond Identity API
POST /identity/bvn/verify
Data Source
NIBSS / NIMC / CAC / FIRS
Bond
Normalises and validates response
Your Application
Verified result returned
Use Cases
Where Identity Verification is needed.
Customer Onboarding & KYC
Verify identity at account creation to meet regulatory KYC requirements.
Account Opening
Confirm applicant identity before opening bank or wallet accounts.
Loan Applications
Validate borrower identity and reduce fraud risk in lending workflows.
Wallet Onboarding
Verify users before funding or transacting on digital wallets.
Merchant Onboarding
Confirm merchant identity and business registration during sign-up.
Fraud Prevention
Cross-check identity signals to detect suspicious activity before it completes.
Regulatory Data Sources
Verification backed by NIBSS, NIMC, CAC and FIRS.
Data Privacy
Verification data is not stored beyond the request lifecycle.
Real-Time Results
Verification results returned within seconds of the API call.
Structured Responses
Consistent match status and field-level verification results.
Get Started
Add identity verification to your product.
Start with sandbox credentials and test verification flows before going live.